This is the T-Shirt only. Ballistic Panel not included. You can buy the ballistic panel for this carrier directly from Miguel Caballero, at https://mc-armor.com
The Miguel Caballero line (MC Armour) is the highest quality line for covert body protection that we are aware of. This line is internationally acclaimed by Forbes, ABC News, and others, and is used by foreign Presidents, Diplomats, and Royalty of all kinds. It has an impressive list of VIP clients.